Country eligibility applies; provider terms still apply.
IDFC FIRST WOW! Black
Finance / FD-backed

IDFC FIRST WOW! Black

FD-backed travel option with listed zero forex markup and limited domestic lounge visits; travel redemption values vary.

Joining fee
₹750 + GST
Annual fee / waiver
₹750 + GST; waiver at ₹1.5 lakh/year
Eligibility & conditions

Minimum FD ₹20,000; new-to-credit applicants listed as allowed

Check the provider’s latest fees, reward caps, exclusions, KYC requirements and repayment charges before applying. Eligibility criteria do not guarantee approval.

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